Protecting Your Future, Your Family, and Your Assets

At the heart of a well-crafted estate plan is the desire to secure your family’s future and preserve your legacy. Our Legacy Trust Plan is a comprehensive solution designed to meet those goals with precision, flexibility, and care.

Whether you’re preparing for the unexpected or safeguarding what matters most, this plan provides the tools, strategies, and guidance you need for peace of mind.

Key Features of the Legacy Trust Plan

Legal Documents and Real Estate Protections

• Living Trust: The cornerstone of your plan, ensuring seamless management and transfer of your assets.
• Last Will & Testament: A backup plan for any assets not included in your trust, ensuring all bases are covered.
• Power of Attorney: Authorizes a trusted person to manage your financial affairs if you’re unable to do so.
• Medical Directives: Provides clear instructions for your healthcare decisions in case you’re incapacitated.
• Assignment of Personal Property: Ensures cherished items are distributed according to your wishes.
• Real Estate Deed and Massachusetts Homestead: Protects your family home and ensures it is included in your overall estate plan.

Strategies and Protections

• Inheritance Trust™ Provisions: Shields your heirs’ inheritance from creditors, lawsuits, and divorce.
• Trust Protector Provisions: Adds a layer of flexibility to your trust, ensuring it adapts to changing circumstances.
• Trustee Distribution Checklist: Provides step-by-step guidance to your trustee for handling distributions.
• Retirement Plan Provisions: Maximizes the tax efficiency of your retirement accounts.

Tools and Ongoing Support: Asset Trust Organizer™ and TrustSupport™

All Legacy Trust Plans include our Asset Trust Organizer™ and TrustSupport™ program for the first year, helping to keep your estate plan current:

• Our Asset Trust Organizer is a simple, user-friendly tool to keep track of your assets and their alignment with your trust.
• TrustSupport is a program that offers regular check-ins to ensure your plan stays current and to help build a continuing relationship with you and your family.
• Updates and reviews of your plan as your needs and assets evolve or change.

What can’t this Trust Do?

As your estate grows beyond the estate tax exemption (currently $2M in Mass.), you may want a more robust trust that saves estate taxes. Also, being revocable, the Legacy Plan doesn’t protect you and your assets from the longterm care spending and the claims of your own creditors and predators. That said, a Legacy Trust is a springboard for protection for your family and be modified as your family and financial situation changes.

You may have other important goals that can only be achieved with a more in-depth document, but the good news is that these trusts can be amended during your lifetime allowing adaptability to changing circumstances.

This plan is fitting for someone who wants to the benefit of a trust and protection for the lifetime of your heirs but does not expect a high estate tax bill or need other advanced tools just yet. Sometimes, this trust is all your estate will ever need.

Why Choose the Legacy Trust Plan?

The Legacy Trust Plan is more than just a collection of legal documents; it’s a comprehensive strategy designed to:

• Protect your loved ones from financial and legal challenges.
• Provide lifelong security and peace of mind for your heirs.
• Preserve your family’s legacy for generations to come.

Ready to Build Your Legacy? Let’s start the conversation. Schedule a consultation to learn how the Legacy Trust Plan can help you achieve your goals.